OnePesa vs. FlexiCash – Which is the best loan app in Tanzania?
Borrower information

OnePesa vs. FlexiCash – Which is the best loan app in Tanzania?

Getting access to credit in Tanzania has never been simple. For years, many people, especially those without formal jobs, collateral, or long banking histories have found themselves locked out of traditional financial services. Even for salaried individuals, the process of borrowing from a bank often involves days of paperwork, rigid eligibility criteria, and long waits […]

How to get a student loan in Uganda
Borrower information

How to get a student loan in Uganda

Student loans exist but as a strategy. If you understand the rules, ask the right questions, and watch your back, they could be your stepping stone instead of a trap.

Numida vs ManguCash – which is the best in Uganda
Borrower information

Numida vs ManguCash – which is the best in Uganda

Numida and ManguCash are two digital lenders making waves in Uganda’s financial space, offering different approaches to the same promise: fast, easy credit. The real question is which lender actually works for you and which one could leave you worse off? Let's unpack facts

EcoCash vs Himoney – which is the best in Zimbabwe
Borrower information

EcoCash vs Himoney – which is the best in Zimbabwe

In a country where loan apps have become a financial means of survival for many, EcoCash and HiMoney both promise fast loans, low stress, and mobile convenience. But which one actually delivers when it matters? We'll break it down; feature by feature and experience by experience in this piece.

Who regulates lending in Zimbabwe
Borrower information

Who regulates lending in Zimbabwe

Behind every loan approval or denial is a complex system of laws and regulators meant to keep things in check. This article explores Zimbabwe’s lending environment, who regulates it, what laws apply, how interest rates are controlled, and how these systems affect people. 

How to get a student loan in Canada as an international student from Botswana
Borrower information

How to get a student loan in Canada as an international student from Botswana

Despite all the gatekeeping, there are options if you know where to look. In this guide, we'll explore these options in detail, providing you with the information needed to bring your Canadian education aspirations to fruition.

How to get a student loan in Ghana
Borrower information

How to get a student loan in Ghana

A degree doesn’t guarantee success. But it gives you a fighting chance. So if money is the only thing standing between you and your education, don’t be afraid to explore your options.

BNPL vs. Traditional loans : What works best in Ghana
Borrower information

BNPL vs. Traditional loans : What works best in Ghana

Does BNPL actually beat traditional lending from banks and microfinance institutions? That depends. Not just on the cost, but on your financial goals, discipline, and what kind of credit experience you're looking for.

How to get travel loans in South Africa
Borrower information

How to get travel loans in South Africa

But something has been shifting. More and more South Africans are finding creative ways to make travel happen, saving in group stokvels, booking off-season, or, increasingly, taking out travel loans.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

hellustration svg
Tala vs Zenka – which is the best in Kenya
Borrower information

Tala vs Zenka – which is the best in Kenya

If you live in Kenya, you’ve probably had that moment when something unexpected comes up, and suddenly, you need cash fast. Maybe it’s an emergency medical bill, a school fee deadline, or a small business expense that can’t wait. This is where mobile loan apps like Tala and Zenka come in, promising a simple solution […]

How to finance your child’s school fees with FlexFees
Borrower information

How to finance your child’s school fees with FlexFees

For many parents and guardians, the inflow of cash rarely aligns with the billing cycle of schools. That's where FlexFees comes in.